Chase Sapphire Preferred ($95 annual fee, waived first year, no foreign exchange fee).This change will be rolled out to the following cards: For those not traveling to these locations frequently, this is a minor but great security upgrade – for those who do travel there this is a game changer. A lot of card processors in these locations require not only an EMV chip, but also require you to input a PIN and this cannot be left blank to prompt for a signature. The biggest advantage of this new change for me isn’t the added security, it’s that there will now be a US-issued card with no foreign transaction fees that can be widely accepted in Europe & Australia.
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